Last updated: March 2026
By accessing or using MichaeljoTech.org or any associated applications, you agree to be bound by these Terms of Service. If you do not agree, please discontinue use of the site immediately.
You agree to use this site and its applications only for lawful purposes. You may not:
All content on this site — including text, graphics, logos, and application code — is the property of MichaeljoTech and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without written permission.
Our applications use artificial intelligence to generate content, recommendations, and guidance. AI-generated output is provided for informational purposes only and should not be relied upon as professional advice in medical, legal, financial, or other specialized fields. Please see our Disclaimer for more details.
This site may contain links to third-party websites. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
To the fullest extent permitted by law, MichaeljoTech shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the site or its applications.
We reserve the right to modify these Terms at any time. Updated terms will be posted on this page. Continued use of the site following changes constitutes acceptance of the revised terms.
These Terms shall be governed by and construed in accordance with the laws of the United States. Any disputes shall be subject to the exclusive jurisdiction of the courts located in the United States.
Questions about these Terms? Contact us.